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How do I access my NUSCO 401k Plan account?
You can access information regarding your account on a daily basis through the www.401k.com  or by calling the NUSCO 401k Plan Service Center at 1-800 261-4015. The customer service representatives are available M-F 8:30 a.m. through midnight.
Can I make contributions to my 401k Plan?
No. As a retiree, you cannot contribute to the 401k Plan and all company matching contributions cease as of your retirement date.
Does the NUSCO 401k Plan allow receipt of rollover contributions?
Yes. The NUSCO 401k Plan allows retirees to roll over monies into the NUSCO 401k Plan as long as they have an existing account balance of $1 or more.
How can I change my beneficiary for my 401k account?
Contact the HR Service Center from 8:00 a.m. to 4:30 p.m. on business days by calling (860) 665-5660 or toll-free (800) 841-8684.
Does the NUSCO 401k Plan allow withdrawals?
Yes. You may make a partial withdrawal at any time, or you may choose to make a full withdrawal. Withdrawals are subject to income tax. You can request a withdrawal by contacting Fidelity at www.401k.com or by calling the NUSCO 401k Plan Service Center at 1-800 261-4015.
Can I take out a loan from my 401k account?
Retirees cannot initiate new loans once retired. However, the Plan allows retirees to re-amortize existing loan balances so they can continue to repay them on a monthly basis if they wish.
How does the Fidelity Brokerage link account option work?
The Fidelity brokerage link is a retail-type brokerage account with the NUSCO 401k Plan that allows participants with the opportunity to select from thousands of mutual funds and other investment options, such as stocks, bonds and CDs. Once the account is opened, the Fidelity Cash Reserve (money market) fund is used to initiate transactions within the brokerage link account. Participants can get market stock and mutual fund quotes and other details necessary to make prudent investments.
Participants can purchase Fidelity and non-Fidelity mutual funds. Other mutual funds families are available with and without sales loads and transaction fees. Participants can also initiate real time stock trades and can access information regarding their investments. Participants also have access to fund prospectuses and the Fidelity commission schedule prior to the initiating and confirming any trade.
Is there a cost to be a participant in the Fidelity Brokerage Link account under the Plan?
There is a $2,500 minimum amount required to initially open your brokerage link account under the Plan. Once established, $1,000 is the minimum amount that can be moved from funds housed under the standard 401k plan account to the brokerage link account.
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